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my car is totaled. my precious first ever dream car sexy black pt cruiser with wood side-paneling that i was nowhere close to paying off, my dear pepperbox, is dead. i had a good long sob.

here's the new plan: insurance is paying off the remaining $10000 on my loan. i'm going to get a new loan, buy a cheap old car for under $5000, use my summer school fee as a down payment, and come out of this with a new car and $7000 less debt than i would have had previously.

this situation really sucks, but it is the best possible car accident i could have had, so no worries, amigos.

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